Will My Insurance Cover a Root Canal, or Will I Have to Pay Out of Pocket?
Will my insurance cover a root canal is the last thing that should be on your mind in the event of needing this procedure, especially if you’re in pain.
If you’re being proactive and considering a root canal that’s not immediately necessary, then it’s time to figure out if you have dental insurance coverage, how much your copay might be if you have one, and how much total you’ll spend for treatment.
If I Need A Root Canal, Will My Insurance Cover It?
If you need a root canal to help treat a cavity, cracked tooth, sensitivity, filling issues, or other concern, your dental insurance plan may cover some, none, or all of the cost. There is a chance that you won’t have to spend any of your hard-earned money for treatment.
However, every dental plan is different, and some may require you pay a copay (amounts of which can vary based on your particular plan) or meet a deductible before they will pay toward your root canal expense. The deductible amount may also vary and depends on your dental coverage.
Many insurance companies pay 50% of the root canal cost, making you responsible for the other 50%. So, we can’t give you an exact yes or no.
The average cost of a root canal can range from $620 to $1,500, so you can expect to spend up to $1,500, though you should ask your dentist what their charge is beforehand.
For Root Canal Coverage Questions or Any Type of Dental Care in Southern Maryland, Contact the Office of Joseph T. Luke, D.D.S., M.S.
If you’re wondering, “Will my insurance cover a root canal,” and you’re still not sure, then give our friendly staff a call today at 301-880-4439 for an answer.
We work with patients to help determine their dental coverage, as well as to figure out out-of-pocket expenses and how to pay. Don’t suffer from tooth pain or sensitivity any longer!