Can I Purchase Dental Insurance?
If you aren’t eligible for dental insurance coverage through an employer or other type of group plan, you can buy your own private insurance plan. You can find dental insurance plans through an online search, as well as through the Health Insurance Marketplace at HealthCare.gov.
However, you can only purchase insurance through the marketplace during open enrollment near the end of every year or after a major life event which qualifies you for a special enrollment period.
How Much Is Dental Insurance, and Is It Worth It? Do I Need Dental Insurance?
How much your dental insurance premium costs is dependent on a number of factors, such as the extent of coverage you choose, the amount of your deductible, and how often you wish to pay premiums.
Only you can determine whether dental insurance is worth the expense for you, which should be based on your overall oral health, how often you visit your dentist, and whether you may need procedures in the foreseeable future, as well as your budget.
Many dentists accept patients that don’t have dental insurance. If you’re able to find a great dentist who accepts self-pay patients and you can afford your treatment, then you may not need dental insurance.
Does Dr. Luke Accept Dental Insurance in Southern Maryland?
Yes, we accept most major insurance plans, including Delta Dental, Aetna, Maryland Blue Cross Blue Shield, Cigna, and more. We also treat patients without dental coverage, with payment due before services are rendered in the case of self pay.
We always want your dental care to be affordable, and we offer financing options including CareCredit to ensure you never go without the treatment you need. Contact us today at 301-475-8100 in Leonardtown or 410-326-6466 in Lusby for compassionate, quality, affordable dental care.